APA format,  a minimum of 1,500 words (total assignment) and four scholarly sources.

1. Why do Americans seem to be more concerned with terrorist hazards than natural hazards?  How do our perceptions of risk affect the way we manage them?  Do individuals have a greater personal responsibility to protect themselves from natural hazards than they do from other technological or terrorist hazards?  What about organizational responsibility?  Do organizations have a greater personal responsibility to protect themselves from natural hazards than they do from other technological or terrorist hazards?  Why?  

2. Explain how the Homeland Security Assessment process follows the Council on Competitiveness Business Model.  Discuss the steps involved in developing a Homeland Security Plan and Budget after the Homeland Security Assessment of the organization has been completed.